Showing posts with label due diligence. Show all posts
Showing posts with label due diligence. Show all posts

Friday, August 31, 2018

For Ladies Only? - Our Life in Costa Rica Yr #3


We have a really fun women's group here, it's call Blooms.


On Tuesday we spent the day with our new friends Mike & Beverly (here from LA). They are doing their CR due diligence so Beverly wanted to attend a Blooms meeting. Because the 4 of us (me, Lavanson, Beverly & Mike) were going to the museum after, the guys were allowed to attend the "strictly all women's meeting" with us. 
There was a special hired van to drive the group to Margaret & Steve's beautiful home in Escazu, where the meeting was being held. 
Of course the guys didn't really join in the meeting - they hung out with Margaret's hubby but it was a first and a good time was had by all. 
If you come to the Central Valley (and you are a woman) you might also be interested in joining our group!






Blooms is short for "Bloom Where You Are Planted".

Our goal is to provide support & friendship to English-speaking women new (or not so new) to Costa Rica. This Facebook page is for helpful communication between members and not advertising of a commercial, religious or political nature. Notice of members' 'cottage industry' product or service availability is accepted when of benefit to the membership. Blooms meets for brunch, usually at a member's home, at 9:30 a.m. on the last Tuesday of each month. Membership is free. Most of us live in the following general areas: Grecia, Sarchi, La Garita, San Ramon, Atenas, and Alajuela. For more information, please call Joan Dewar at 2444-8796 or email dewar@casadewar.com
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Tuesday, August 14, 2018

Mercury-Free Dentistry in Costa Rica - Our Life in Costa Rica Yr #3

Let's switch it up a little today and talk about dentistry.

“Silver fillings” are really “mercury fillings,” and mercury is highly toxic and the most vaporous of the heavy metals.

Costa Rica has a vibrant dental tourism industry -- that's a fact, but what if you seek holistic dentistry?? Is there anything here for you??

As a person who has not yet had the amalgam removed from my teeth,  that is exactly the question I have been wondering about.

What is amalgam?
Amalgam is a combination of metals that has been the most popular filling material used in dentistry for the last 150 years. Although it sometimes is called "silver amalgam," amalgam actually consists of a combination of metals. These include silver, mercury, tin and copper. Small amounts of zinc, indium or palladium also may be used.


The U.S. was one of the first countries to ratify the Minamata Convention on Mercury, an international treaty to end mercury pollution, in 2013. It was a major victory, but even at that time, a central question was, "Who's going to be responsible for enforcement?" August 2017, that treaty became legally binding, as 50 countries are ratified. Now the U.S. must begin enforcement.

"It's a treaty on all major sources of mercury. Of course, dental amalgam is a major source. It's the largest use of mercury in America.  

Good News!
 Consumers for Dental Choice has successfully facilitated a total ban on dental amalgam for children under 15 and pregnant and nursing women within the European Union (EU), effective July 1, 2018 — a victory that will positively affect half a billion people in 28 countries.




My friend Reenie at the dentist in Costa Rica

This is what Reenie has to say about her experience-
"WOW, I must be the luckiest lady on the planet!! I had been “wishing” for a Biological Dentist that was Mercury FREE & SAFE, did Crowns, fillings and Implants, and one I could hopefully afford!! Found them in Costa Rica 🇨🇷 just outside of San Jose! I got TWO Biological safe Implants, Bone grafting, TWO Crowns, and FIVE mercury free fillings at a FRACTION of the cost in the US! Not only that, but they treated me like Family, even fed me a Vegan lunch, and Victor co owner and manager, took such good care of me making sure to help me arrange my Uber rides and giving me more TLC than I’ve ever gotten from a medical facility in the States and the quality of the work was EXCELLENT!!
“Costa Rican Bio Dental” went ABOVE & BEYOND to make much needed dental work possible for me!! THANK YOU Dr Krista, Victor and ALL the staff at CRBD!! 
This CR bio dentist, can remove mercury fillings with equipment that is safe and will not flood more of it into your body!"


For those of you who are still in the states!

Mercury-Free Dentistry Is Finally Reaching Tipping Point in US

Indeed, the mercury-free dentists in the U.S. were pioneers who understood the folly of placing mercury in a person's head very early on. They were vilified, criticized by their peers and penalized by their medical boards, to the point where their licenses were removed. 

Go to a Mercury-Free Dentist
Insist on mercury-free dentistry, yes. But take it another step — don't go to a dentist who puts mercury fillings in any child or any person. Spend your time, spend your money, only with a mercury-free dentist. How do you find one? Here are several organizations with lists or information:

Dental Amalgam Mercury Solutions (DAMS). (offers a packet of information)

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Friday, August 10, 2018

Welcome to Cahuita, Costa Rica - Our Life in Costa Rica Yr #3

 The Magellan Boutique Hotel - Cahuita Costa Rica


Really enjoyed the hotel with it's picturesque setting and would definitely recommend it.  Sunny - the owner -  is an expat from the US. She purchased the hotel and renovated it (almost a complete re-do). She lives on the property with her 10 yr old son. There is a also a pool and yoga studio on the property. 
They serve a delicious breakfast! There are 6 rooms w/air conditioning.

(One hotel was not big enough for our entire group so the rest of the group stayed nearby at the Caribbean Coconut - more on that hotel in a separate post) 


and just what are we all looking at?

 This little lady - a female sloth  - one of 2 living at the Magellan Boutique Hotel


We also met 2 very interesting ladies (Stacey & Chyrel) from the states who were on a Costa Rica due diligence mission! 

They joined up with our group at the Gecko Cafe & Grill. 

Once we had lunch and were all checked into our rooms   
we were just relaxing on the patio outside 
and we got to talking...

Stacey & Chyrel owners of 

See additional pics of the hotel grounds and learn the history of Sacred Naturals in our interview 
with Stacey & Chyrel below
(we already have a list of things we want to order!!) 

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Thursday, August 9, 2018

Limón Costa Rica - Day One - Our Life in Costa Rica Yr #3

Here's a little bit of the backstory -- in case you are new to the blog, or just missed my previous post.
Originally there were about 12 of us who were going to the Caribbean Coast to attend the annual Calypso Music Festival in Cahuita. Unfortunately, that weekend, there was a TERRIBLE storm which closed the road and flooded the area. 

So, we rescheduled for the weekend of Aug 4th. 

And that brings me to today's story...


Lavanson and I have visited the Caribbean Coast four times and we have NEVER stopped in Limón longer than a few minutes on our way to Puerto Viejo.

I have to ask myself "why"?

Statue of Christopher Columbus who was the 1st European to set foot in Limón on his 4th and final voyage in 1502
One of the reasons is pretty obvious, Costa Rica tourism is directed to the Pacific Coast to locations such as Playa Jaco, the posh beach town of Manuel Antonio and points north in the ritzy areas of Guanacaste, such as Playa del Coco, the famous beach town of Tamarindo and the very popular tourist area of the Nicoya Peninsula, and there is very little press about the Caribbean Coast -- home of the Afro-Caribbean people (except maybe to warn people of the "dangers" there).


Limón has a rich history! 
.

On this beautiful day, we spent an afternoon in Limón. We walked along the ocean, drank coconut water  marveled at the beauty of the central park and had a very nice lunch at nearby Cafe Gecko.


There is a walking tour available for  Limón where you can learn more about the history - unfortunately the tour can only take 10 people and we had over 15 so we could not take it on this particular day, however on our next trip, it is Number 1 on our list!!!


The Caribbean has some of the most beautiful beaches in Costa Rica, EXCELLENT food and a laid-back Caribbean vibe! The Caribbean Sea shelters coral reefs and tropical fish and its sands are where four different species of turtle lay their eggs each year.

Be sure to check it out on your next visit to Costa Rica!

Oh and BTW - Puerto Limon is the largest and most important port in Central America for commercial use!

Below is a short recap of the day.

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Thursday, July 19, 2018

No More Visa/Border Runs!!! - Our Life in Costa Rica Yr #3

Congratulations Devon!!!
As per mentioned before, to avoid your Visa Stamp to expire we have filed your application for residency with the Immigration Department in Costa Rica. Attached please find a copy of your application receipt. Please print it and carry it with a copy of your passport. For your passport, you should  carry a copy of the ID page and the entry stamp. 

Today I received my Numero de Expediente! I no longer have to leave the country every 90 days!! It took about 60 days for me to receive my number (partly due to a delay with my birth certificate) but I did not do any collecting of documents myself instead I signed over power of attorney to my lawyers at Outlier Legal. I did not even have to go to Migración to pick up my number today. It was emailed to me. At this point my papers have been sent for approval and the next step will be to receive my Cédula (which is like a Green Card). 


I have included some important facts about the traveling to Costa Rica as a tourist and Costa Rica Residency laws below.

*Note - This information was taken from the Costa Rica Law website. Please click on the link for more detailed information. There are several other sites available for your use and I have not used their services.

If you were granted a 90 day visa this is the maximum stay allowed by law. If you want to stay in Costa Rica longer then you have leave the country and then come back in to get another 90 days. If you were given a 30 day visa then you can renew that in Costa Rica up to the maximum of 90 days. The amount of time that a Tourist can remain in Costa Rica is based upon their country of origin as follows: 
NO VISA REQUIRED. MAY STAY UP TO 90 DAYS. Those countries designated as No Visa countries may enter Costa Rica without an entry Visa and may remain in Costa Rica for up to 90 days. 
Example: United States, Canada, European Union, Australia, Brazil, Mexico, Peru, Panama, Russian Federation, Denmark, Finland, Japan.
Please pay attention to this next point - Some people are under the impression that you must carry your passport with you at all times! That's a dangerous thing to do because the last thing you want to do is lose or heaven forbid...have your passport stolen --

Your Passport Entry Stamp: While you are in Costa Rica your passport and the immigration stamp that was placed in it when you entered the country is your proof of legal status. The Immigration Department allows you to carry a copy of your passport with the entry stamp so that you can keep your passport in a safe place.

WHAT ARE THE IMMIGRATION RESIDENCY CATEGORIES 
The Immigration Law breaks down the residency categories available under three subsections. The first one is Permanent Residency (Article 77-78) the second is Temporary Residency (Article 79-86) and the final category is defined as Specialized Categories (Article 93-97). The most common initial classification for all initial applicants will be that of Temporary Residents. As such I will start explaining that category for you.
TEMPORARY RESIDENCY:
The majority of application for Costa Rican residency will fall into the Temporary Residency category which is regulated by Article 79 of the Immigration Law and has the following subcategories: 
(1) The Spouse of a Costa Rican citizen as set forth in Article 73 of the law.
(2) Those of religious orders for religions that have been accredited by the Ministry of Foreign Relations and Culture
(3) Executives, Managers, Technical Personnel for Corporations which are established in the country. This may also include those specialized workers that are independent workers but whose technical expertise is required and the Department of Immigration as set forth the criteria to allow that specialty to work in Costa Rica.
(4) Investors
(5) Scientific, Professional and Specialized persons.
(6) Sports figures recognized by the National Council on Sports and Recreation
(7) International Press Correspondents
(8) Rentistas
(9) Pensionados 
Within the Temporary Residency category the most common categories that we process are Pensionados, Rentistas and Inversionistas. If you are planning to retire in Costa Rica and you have a lifetime pension or you receive investment income then you may qualify for either PENSIONADO RESIDENCY or RENTISTA RESIDENCY. If you decide to purchase property or invest in Costa Rican then you may qualify for the INVERSIONISTA.

For more info you can check out their website at Costa Rica Law
That's it for today - I'll catch ya later - time for me to change the date of our flight to Ft Lauderdale which was scheduled for 7/31 (my next visa exit date). Now, I have the option to go back to the states only when I decide I want to go! 

Oh Happy Day!!!
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Tuesday, June 26, 2018

What's the hold up? - Our Life in Costa Rica Yr #2



Residency Update -

No, I still do not have my "número de expediente". This is the doc you need to end the "visa/border runs" while waiting for temporary residency to be approved (Lavanson received his a few wks ago)

I phoned my lawyer to check on the status and was told that the hold up is that the apostille of my birth certificate has not yet been received. Everything else is good.

Mine will be coming from Kansas and BTW there are some states that take forever and a day just to get the certified birth certificate. One of the worst is NY. So just be aware if you need to get your BC from NY you will have a long wait. You might want to start on it early to give it enough time to get to you or it can also hold up the process.

~~~~~~About the Apostille~~~~~~

Costa Rican government agencies cannot accept official documents issued abroad without the proper legalization procedure. Think of it as “exporting” the document to Costa Rica.

If your home country is party to the Apostille Convention (such as the USA and most of Europe, but not Canada), you can have your foreign document (such as birth certificate or police check) apostilled by the competent local authority.

If your home country is not party to the Apostille Convention then you will need the document authenticated by the Costa Rican consulate in that country. At Costa Rica Immigration Experts we can guide you through this process.

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Friday, June 1, 2018

Two Years to the Day - Our Life in Costa Rica Yr #2

For those of you following our progress this post was done on June 1st but it looks like I only posted it on the Facebook page. However for the sake of continuity I want to have it on the blog as well. 

Costa Rica Residency just got a little closer...📣


And to celebrate a little more. Lavanson got his número de Expediente yesterday (exactly 2 years to the date that we arrived in Costa Rica).  Happy 2 year anniversary to Lavanson!! He no longer has to leave the country every 90 days. This is the initial step for applying. You still have to wait for final approval which could take anywhere from a few months to a year.


And yes, he beat me, but to be fair, he started researching on 4/15 and I had my 1st meeting with my atty on 5/15, so "technically" he hasn't won just yet 😎 but congrats to him for getting this far pretty much on his own (and with the help of his consultant Alberto Ortega!!)


I will be sharing the process he used in a later post so stay tuned!!
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Wednesday, May 30, 2018

A Conversation With Dr Carmen Hutchinson Miller Pt2 - Our Life in Costa Rica Yr #2

Video #2
"America" is more than just the United States of America!!



It really bothers many Ticos (a lot) that many of us from the USA call ourselves "American" or say that we are from America. I've been traveling for many years and I actually never heard this complaint until I arrived in Costa Rica.  

After our conversation I wanted to research a little further on the subject of folks from the US referring to themselves as coming from "America." (Since most of the world agrees on a seven-continent view of the world, it is important to remember that we also distinguish a person from South America as South American and a person from North America as North American, more commonly than simply American.) 


Why we call ourselves Americans
and as you will read, it's not exactly all our fault! 😄

Here's some information that I found. 

As the world knocks out political incorrectness left and right, there needs to be something else to fill the void, it seems. This American moniker dispute has really picked up some momentum in the last decade. However, it is important to note that the definition of American has virtually remained the same in the English language for over two centuries now.  
_____________________
A·mer·i·can
əˈmerəkən/
adjective
  1. 1. 

    relating to or characteristic of the United States or its inhabitants.

    "the election of a new American president"
noun
  1. 1. 
    a native or citizen of the United States.
  2. 2. 
    the English language as it is used in the United States; American English.
______________________________________________________________

video #2 here
In the English language, American came to refer specifically to the peoples of British America, and later narrowed down more to include just the newly-formed country of the United States of America – and note that this happened in the late 1700’s. The United Nations recognizes that the term American refers to the people of the United States.
The name of the country is United States of America. Simply put, there are not any other countries (that come to mind, at least) that have the word America within their official name as does the United States of America. There is much less fault to be found in the full name of the USA, but it is the demonym that draws ire in others. 
Thus, when demonyms (demonym or gentilic is a word used for people or the inhabitants of a place. The name of a people's language is usually the same as this word, for example, the "English" (language or people). Some places may not have a word for the people that live there) it is usually from the most unique part of the full official name, such as Mexico (whose official name is United Mexican States) for example, or it is with the geographical component to their name, as in the case of South Africa or Central Africa. The unique part of the United States of America is America, so it became the root of the demonym; since there’s no other country with that word within its name.
As the term was not picked by citizens of the USA to begin with, but rather the USA’s mother country/national enemy at the time, Great Britain, so this should not be an example of American ignorance or arrogance. 
Source

Are YOU guilty of being an arrogant gringo?

Hopefully we all know by now to be careful not to come across as having an attitude of superiority. Even so, it still comes across from many of us from North American that we are better than our brothers and sisters in other parts of the world and that our ways and our customs are better than those of others. We really need to make a conscious effort to change this whenever we can. 

I also agree with Dr Miller that in international spaces, we should strive to be considerate in our language and keep in mind at all times that we are visitors in another country!!
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Tuesday, May 29, 2018

A Conversation with Dr Carmen Hutchinson Miller - Our Life in Costa Rica Yr #2

This is a video trilogy discussion with my friend, Dr Carmen Hutchinson Miller.

Carmen Hutchinson Miller is an Afro-Costa Rican, born in the Port of Limón.  She is a member of the Caribbean díaspora and a third generation descendant of Jamaicans who migrated to Costa Rica in the late 19th century.

Puerto Limón

Dr Carmen Hutchinson Miller, completed her PhD in history at the University of the West Indies, Cave Hill Campus, Barbados. She holds a B.A. in Theology from the Universidad Nazarena de las Americas, an M.A. Education from the Universidad Latina de Costa Rica and an M.A. History, University of the West Indies, Cave Hill Campus. Carmen Hutchinson Miller is currently a University Professor here in Costa Rica.

Dr Hutchinson Miller is the ONLY certified Sisterlocks Consultant in Costa Rica. I had originally planned to interview Dr Miller on these various subjects anyway but...it just so happened that on Saturday I was at her home for a long overdue Sisterlocks hair re-tightening appointment and we began discussing a few very interesting topics (which as travelers, we should all be aware of) so I thought I would share our conversation with you (btw- there is no discussion of hair at!!LOL).  I grabbed my phone and began recording. (Please excuse the camera angles. I was having my hair done while also shooting the video!)

The conversation is in 3 parts.

The topics are:

Video #1. How and why did black people immigrate to the Caribbean Coast of Costa Rica in the first place?

Video #2. "America" is more than just the United States of America
And, are YOU guilty of being an arrogant gringo?


Video #3. How much do Afro-Costa Ricans really know about the struggle of African-Americans?
and...here is video #1
Conversations with Dr Carmen Hutchinson Miller (video #1) from Devon on Vimeo.


Carmen Hutchinson Miller is the author of several books as well as numerous articles:

Hutchinson Miller, Carmen. “Contemporary Gender Relations Among Afro-Costa Ricans.” In Love and Power: Caribbean Discourses on Gender. Ed. Eudine Barriteau. UWI Press. 2012: 418-449.

Hutchinson Miller, Carmen. “Portrayal of Eugenia Charles in the Regional Print Media 1980-1995.” In Enjoying Power: Eugenia Charles and Political Leadership in the Commonwealth Caribbean.  Eds. Eudine Barriteau and Alan Cobley.  Jamaica: UWI Press, 2006: 239-258.

Hutchinson Miller, Carmen. “In Memory of my Ancestors: Contribution of Afro-Jamaican Women in the Cultural and Economic Development of Port Limón, Costa Rica.  In Regional Footprints: The Travels and Travails of Early Caribbean Migrants.   Eds.  Annette Insanally, Mark Clifford and Sean Sheriff.  Jamaica: Latin American-Caribbean Centre (LACC) UWI in association with the Sir Arthur Lewis Institute of Social and Economic Studies (SALISES), UWI, 2006: 266-291
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Saturday, May 19, 2018

Take Your Clothes Off - Our Life in Costa Rica Yr#2

This has been a surprising "change of season" - that's all I can say!!
We have seen critters and bugs that we never saw before. 
Believe it -- when they talk about the biodiversity here. 
It is REAL!!

So here's the back story - For the last few weeks I've had an extremely difficult time hanging clothes on the line or even sweeping the back driveway/patio area. Every time I go out, these small little bees swarm around me. They haven't stung me or anything, but they are truly annoying. I've been searching for the hive because in the past bees have made small hives on the eves of the roof over the patio. So far I have only spotted one hive which upon thorough examination, turned out to be a dead hive. However the other day our friend Mauricio was over and he saw a HUGE hive way up in the ficus tree. Mauricio is very familiar with the insects here as he gives hiking tours through the ridges etc.


I sent our landlord, Marcelo a photo of the hive and he said he would come over that day. (I think I've said this before, but we could not ask for a better landlord!) True to his word, with a smile on his face and still dressed in his work attire, he showed up later in the afternoon. (He works in San Jose (about an hr away, and even longer in rush hour) and he drove all the way to Grecia to help us) He took a look up at the hive and told us that although, we might be able to live with the bees, they can become aggressive, so better to get rid of them right away! Looking around for something long enough to use (and finding nothing), he excused himself and went next door to his sister's house and returned with his brother in law, Carlos, a long pole with a hook on it and a can of bug spray.

Here's what happened next -- and BTW - I was told that these bees will get into your hair and as you know I have plenty of hair, so I pretty much stayed inside the whole time. Like a true pioneer -- NOT!!


THANKS MARCELO!!!👏👏👏
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Friday, May 18, 2018

UPDATE #1 - Filing for Temporary Residency in Costa Rica

It's update time!!


It's been about 1 month since we officially began the process of filing for temporary residency status in Costa Rica. I am going to attempt doing monthly updates, as long as there is something to report.  

BTW -We're on our own - the United States Embassy does not have jurisdiction or influence over the Costa Rican residency process for American citizens. 

First meeting with our attorney
Finally found the office location in Escazu 
(driving with NO street addresses here in Costa Rica can be difficult sometimes!)


Our attorney Rafael Valverde.
 Mr Valverde has an excellent reputation in the expat community. I met him & his wife in Aug 2016 when I was the photographer for the expats remarriage on El Cajon - he did the officiating. 

Retiree

“Pensionado”


This program applies to any person who is already retired from his/her usual occupation and who is already receiving pension benefits.

Income Requirement

"Demonstration of economic solvency, which corresponds to show proof of monthly income from a qualified pension plan of at least $1,000 USD per month. A married couple needs to show proof of only one (1) monthly pension of at least $1,000 USD for both husband and wife to qualify to apply for residency. Lavanson & I will file separately under pensionado status.
Paper signing - Pensionado status for me

Legal Resident

“Rentista”


To apply for residency under the Rentista portion the applicant must demonstrate that they will receive at least US$2,500 per month of income in a permanent, stable and irrevocable manner for at least 2 years. This amount includes the applicant, their spouse and all their children which are under the age of 25.

Income Requirement

This program applies to individuals who (1) are not yet retired, (2) do not need to work while living in Costa Rica, (3) are receiving guaranteed, unearned income of $2,500 USD per month from investments, savings or other sources, and (4) who can prove that the non-earned income is guaranteed to be received for at least a period of 24 months (2 years).

The most common method used to prove the unearned income is by means of a notarized letter from a bank or financial institution indicating the applicant has at least $60,000 USD ($2,500 x 24 months) in a long term account such as a CD, and that the applicant agrees to withdraw and transfer to Costa Rica $2,500 per month for the next 24 months.

Rentista status for this married couple

I will NOT be gathering my own documents (birth certificate, FBI report, etc) but instead will have the attorney obtain docs and required apostilles (if you are married you will also need a copy of your marriage license).  Docs obtained by this law firm, on my behalf, will cost an additional $250/per. All forms must be apostilled (certified-authentic-complete) dated within 6 months and translated into Spanish. After completing the requested preliminary paperwork online in April, I then scheduled an appointment for 5/15 at the attorney's office in Escazu to meet and sign forms. Just by chance...our friends, the Washington's had scheduled an appointment for that day as well, so our attorney decided to meet with us both at the same time. The Washington's had already tried to obtain their FBI reports and birth certificates  TWICE (while in the states), with no luck so they turned to Outlier Legal for help. (Hopefully we can follow the Washington's progress as well.)


The 1st meeting took several hours and included an explanation of services, signing of forms (including limited power of attorney forms), fingerprinting for the required FBI report. After we had completed everything, a member of the residency team escorted us to San Jose to a police station for required fingerprints and photos to be kept on file for Costa Rica. You will also need to sign up with STEP (SmartTravelerEnrollmentProgram) a part of travel.gov. Also a verification of benefits letter is needed, which (if you are using social security as your income) can be obtained online through the Costa Rica Embassy.  FBU Inquiry Form 


Our photos were taken at a little "soda" (diner) located next to the police dept. 



We went inside and there was an area with a chair against one of the walls. We each sat down and had our photos taken. After the photos we went next door to the police station where we met individually with one of the officers (we each met with a different officer). They went over our paperwork, asked us any questions they had re what was on the form, typed it into their computer and then took our fingerprints. 

We left Grecia at 10:30 am and returned home around 7pm - L-O-N-G Day!!!!

Note - Since Lavanson is gathering his own documents and filing through a residency specialist he has been keeping a log. I will post his progress in a separate post. It might be helpful for those of you who are doing all the leg work yourselves. Just to let you know, my residency will cost just under $3,000 - we are hoping that his will come in at about 1/2 the cost. 

That's it for this update. Let me know if you have questions. 
Stay Tuned...
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